Smart Borrowing: Loans, Interest and Repayment

Smart Borrowing: Loans, Interest & Repayment is designed to help individuals understand how debt really works before committing to financial agreements. This course explains different types of loans, how interest is calculated, the true cost of borrowing, and how repayment structures affect long-term finances. Learners will explore strategies for comparing loan offers, avoiding high-cost debt traps, and managing repayments responsibly. By the end of the course, participants will be equipped to borrow confidently, reduce financial risk, and make informed decisions that protect their long-term financial health.